The Loan That Almost Never Comes
Every young person with an idea in Nigeria knows the familiar pattern of having a plan and energy, then going in search of the modest amount of money that turns a plan into a tailoring shop, a phone repair table, or a small delivery route. For most young Nigerians, that search is already difficult. For a young Nigerian with a disability, it is very nearly closed. A recent report from the World Bank, researched across the country by the Youth Chapter of the Joint National Association of Persons with Disabilities, reveals that fewer than 7 in every 100 young persons with disabilities were able to obtain credit from a financial service provider. The rest were turned away, quietly priced out, or never seriously considered in the first place.
